Stronghold Funds

Integrity that builds peace of mind

Stronghold Funds helps protect project dollars with clear documentation, practical oversight, and accountable funds control.

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What is funds control?

Independent funds administration for construction projects.

Funds control, also called fund control or construction funds administration, is a professional risk-management service.

An independent third-party company takes control of the project's construction funds and acts as a neutral paymaster.

Instead of the lender or owner writing checks directly to the contractor, the funds-control administrator verifies the budget, reviews every draw request, confirms completed work through site inspections, collects lien waivers, and disburses money directly to contractors, subcontractors, and suppliers.

Result: money is used only for the project it was intended for.

Why you need it

Construction projects carry big financial risks. Funds control eliminates the most common ones.

One mismanaged draw can derail an entire project. Funds control stops problems before they start.

Funds control benefits by participant and risk solved
Who benefits	The problem it solves	Real-world protection
Lenders	Overpayments, misuse of funds, and project defaults.	Funds are released only for verified work.
Homeowners / Owners	Paying for work that has never been completed.	Money stays safe until milestones are met.
Contractors	Cash-flow problems and surety-bond hurdles.	Helps qualify for bonds and keeps subcontractors paid.
All Parties	Mechanics' liens, fraud, and disputes.	Prevents moving money between unrelated jobs.

How we do it better

A documented process that keeps project funds moving with control.

Each step has a clear job: collect the right documents, verify the work, release approved funds, and preserve the records each party needs.

The entire process is documented and reported back to the lender or owner.

Step 1

Project funds deposited

Loan or owner funds move into a dedicated control account, creating a clear starting point before any project dollars are released.

Creates separation between project funds and operating funds.
Gives owners and lenders a documented balance.
Establishes the account used for approved payments.

Step 2

Draw request submitted

The contractor submits invoices, proof of work, and required supporting documentation for review before money moves.

Centralizes invoices and supporting documents.
Reduces missing paperwork and informal approvals.
Creates a consistent record for each draw.

Step 3

Verification and inspection

Documents are checked and site progress is confirmed so requested payments align with actual completed work.

Reviews draw documentation against the budget.
Confirms project progress through inspection.
Flags discrepancies before funds are approved.

Step 4

Payments released

Only approved amounts are paid directly to subcontractors, suppliers, and vendors tied to the verified work.

Keeps payments aligned with project milestones.
Supports cash flow for the parties doing the work.
Reduces the risk of funds being misdirected.

Step 5

Lien waivers collected

Signed waivers are collected and organized to protect everyone from future claims or disputes.

Documents who was paid and for what work.
Protects owners, lenders, and contractors from later claims.
Completes the report back to the lender or owner.